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Billing problem. My car loan payment is XXXX a month with FLAGSHIP CREDIT ACCEPTANCE. I pay over that amount, I pay XXXX monthly and have asked for the additional {$100.00} be applied towards my principle. For a whole year now, they have been applying my payment where they want to apply it.... totally disregarding my request! My next payment is not due until XX/XX/XXXX. I called on yesterday XX/XX/XXXX to make a {$500.00} payment towards the principle only! I went online today to check the status and saw that they applied {$460.00} towards the interest and only {$38.00} towards the principle. I called again on today XX/XX/XXXX and was told that I would have to wait and call back in XXXX business days to have the money applied towards the principle. They also stated that when I make payment