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Credit inquiries on your report that you don't recognize. Formal Complaint : Willful Negligence, Failure to Investigate, and Reporting of False Information Complainant Information Name : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Equifax XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Credit Bureau Complaint Summary I am filing this formal complaint because the credit reporting agencies and the furnishers listed above have willfully and negligently violated my rights under the Fair Credit Reporting Act ( FCRA ) 15 U.S.C. 1681 et seq. and the Fair Debt Collection Practices Act ( FDCPA ) 15 U.S.C. 1692. They are reporting false, inaccurate, unverifiable, and harmful inf