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Threatened to sue you for very old debt. I am submitting this complaint against LVNV Funding LLC for multiple violations of my consumer rights under the Fair Debt Collection Practices Act ( FDCPA ) and the Fair Credit Reporting Act ( FCRA ). On XX/XX/year> I sent a written dispute to the agency challenging the validity of an alleged debt and requesting proper verification. To date, they have not provided any verification or documentation as required by law. Despite this, I recently received a letter dated XX/XX/year> threatening to take legal action to collect on this disputed account. In addition to failing to validate the debt, I discovered that the agency conducted a hard inquiry on my credit report without my permission, even though my credit files were frozen at all three major cr