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Frequent or repeated calls. XX/XX/XXXX'I am owedXX/XX/XXXX for a refund for a loan i did with Pay tomorrow. I returned my goods toXX/XX/XXXX who is a third party. Pay tomorrow said i have a refund of XX/XX/XXXX. They said they mailed out my refund check on theXX/XX/XXXX of this month. I call and email Paytomorrow which is XX/XX/XXXX no answers or call backs after leaving voicemails. I still have not received my refund check.'