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Information belongs to someone else. I am a consumer who is actively working to fix my credit report, and I respectfully request that each of the following items be reviewed and corrected to ensure they are accurately reflected. If any information can not be verified, I request that it be removed from my credit report in compliance with the Fair Credit Reporting Act ( FCRA ). Charged Off Accounts : XXXX XXXX, Date Opened : XX/XX/XXXX, Balance : {$2200.00} XXXX XXXX XXXX, Date Opened : XX/XX/XXXX, Balance : {$0.00} XXXX XXXX XXXX, Date Opened : XX/XX/XXXX, Balance : {$1000.00} Inquiries : XXXX, Date : XX/XX/XXXX Positive Accounts : None listed. Late Payments : XXXX, Account XXXX : XXXX