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Investigation took more than 30 days. I am submitting this complaint because multiple inaccurate and unverified accounts are being reported on my credit report, which is causing significant harm to my creditworthiness and financial reputation. I have already disputed these items with the credit reporting agencies and the respective furnishers, but the inaccuracies remain unresolved in violation of the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681 et seq. Below is a detailed list of the disputed items currently appearing on my credit report : XXXX. Late Payment Account ( Inaccurate Reporting ) XXXX CARD XXXXXXXX XXXX XXXX XXXX XXXX Date Opened : XX/XX/XXXX High Credit : {$2300.00} This account is reporting late payments, which is completely inaccurate. I have never made any late p