Credit reporting or other personal consumer reports — EQUIFAX, INC. (TX)

Reporting company used your report improperly. I am filing this dispute against Equifax Information Services LLC for inaccurate and unfair information reported on my credit file, specifically regarding the incorrect reporting of late payments on my Secured loan ( Account Number : XXXX ). Below, I outline the reasons for my dispute and the laws I believe have been violated : 1. Violation of the Fair Credit Reporting Act ( FCRA ) : The incorrect reporting of late payments violates my rights under the Fair Credit Reporting Act ( FCRA ). According to 15 U.S. Code 1681i ( correction of inaccurate information ) and 15 U.S. Code 1681s-2 ( responsibilities of information furnishers ), credit reporting agencies and information furnishers must ensure maximum accuracy in credit reports and promptly