Credit reporting or other personal consumer reports — EQUIFAX, INC. (CA)

Investigation took more than 30 days. XXXX XXXX is being reported as a {$8200.00} charge-off with inconsistent XXXX XXXX fields and missing DOFD/verification. The tradeline shows charge-off/collection status while also listing conflicting dates and no valid verification. The entry remains coded Account not disputed despite repeated disputes. These practices violate FCRA 602 ( a ), 607 ( b ), 611 ( a ) and XXXX XXXX reporting rules. What I did ( short ) : I disputed the Capital XXXX tradeline with Equifax and TransUnion over XXXX days ago and requested verification of the debt and XXXX XXXX field corrections. Neither bureau has supplied the required documentation or corrected the file. What would be a fair resolution ( REWRITTEN strong / detailed ) : Delete the XXXX XXXX {$8200.00} cha