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Debt is not yours. I am filing a complaint regarding an invalid collection account that was created as a result of XXXX XXXX incorrectly reporting a balance I do not owe. My auto policy with XXXX renewed on XX/XX/XXXX of each month. I made my renewal payment on XX/XX/year>, which provided full coverage for the month of XXXX. I have documentation proving this payment. On XX/XX/year>, I was involved in a car accident in which I was legally not at fault, and my vehicle was declared totaled. I requested a document proving my total loss, in which progressive would not provide to me directly. My coverage was fully active at the time. I later canceled the policy, but only after I had already paid for the full XXXX coverage period. There was no remaining balance or past-due premium owed. Despi