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Debt is not yours. I am formally disputing the validity of the alleged debt connection with my former Progressive Insurance policy ( Policy # XXXX ). This balance resulted from Progressive 's incorrect, unsupported, and inconsistent assumptions during an underwriting review. On XX/XX/year>, I temporarily added an individual to my policy for XXXX hours so he could borrow my vehicle. I submitted his international drivers license, which Progressive reviewed and accepted for that temporary coverage. The premium was properly prorated for those XXXX hours, and this should be reflected in their internal logs and call recordings. Progressive later claimedwithout evidencethat this person should be rated as a permanent household member, despite the fact that he does not live in my home, has