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Fee problem. In an effort to try and find myself housing I had to produce a XXXX XXXX for a potential landlord and as I had no credit history or true knowledge how to see what I had they had linked me to several websites to try and get it, eventually I got to Self Banking and was pressured to pay the {$25.00} to open an account even though it didn't really help and that endeavor fell through. I end up ignoring it thinking I wouldn't have to care about it if I didn't pay anymore into it, and now they're demanding near {$500.00} of late fees and have caused my XXXX XXXX to drop, and no matter how many times I send a dispute through TransUnion I get NO real response or info on what I can do because I REFUSE to give them any money for something I did NOT want to open.