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Reporting company used your report improperly. I am submitting this statement in an effort to dispute and resolve inaccuracies in my credit report. Below, I have outlined the accounts in dispute, separated by each credit bureau ( XXXX, Experian, and XXXX ). I am requesting that these issues be investigated and rectified in accordance with the Fair Credit Reporting Act ( FCRA ). Charged Off Accounts : XXXX XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Balance : {$11000.00} XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Balance : {$0.00} XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Balance : {$640.00} XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Balance : {$6600.00} XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Balance : {$3800.00} XXXX XXXX XXXX Account