Debt collection — NAVY FEDERAL CREDIT UNION (GA)

Debt is not yours. I reviewed my XXXX credit report dated XX/XX/year> and found multiple accounts reporting inaccurate, incomplete, or conflicting information. I disputed these items with XXXX, but the accounts remain without proper correction or verification. The following issues occurred : XXXX continued reporting several charge-offs and collections without providing any method of verification after my disputes. Balances, status dates, and past-due amounts are inconsistent, and some accounts appear to have been re-aged, which is prohibited under the FCRA. Some accounts show conflicting dates of first delinquency, status update dates, and last payment dates, making the reporting unreliable. Several accounts continue to show negative information even after prior disputes, which