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Confusing or misleading advertising or marketing. In XXXX I obtained a personal-use auto loan from Preferred Loans , LLC for a vehicle I used as my personal transportation. The Promissory Note and attached Truth-in-Lending disclosure on the face of the contract identify the paper as a Promissory Note / Truth-in-Lending Disclosure Statement and explicitly reference consumer disclosures. Yet the lender checked and labeled the contract as XXXX or XXXX ( La. XXXX. XXXX ) rather than the Louisiana XXXX XXXX XXXX XXXX XXXX that governs consumer auto loans ( La. R.S. 6:951 et seq. ). The form is also personally stamped at the top of the Promissory Note by XXXX XXXX, this instrument, indicating negotiable/non-negotiable-instrument characterization governed by La. Civ. Code art. 3498. This is a