Credit reporting or other personal consumer reports — LEXISNEXIS (NJ)

Information belongs to someone else. XXXX and the credit bureaus are reporting inaccurate, unverified, and inconsistent information on my credit report while simultaneously violating multiple federal laws during the dispute process. XXXX provided NO original contract No wet signature Only internal PDFs with digital signatures Can not verify the alleged debt Account modified during active reinvestigation Bureaus updated remarks illegally XXXX verified without real investigation Identity mismatch issues were ignored Reporting is inconsistent with Metro-2 Reporting is NOT accurate, complete, or verifiable