Credit reporting or other personal consumer reports — SANTANDER HOLDINGS USA, INC. (CA)

Reporting company used your report improperly. Re : Formal Demand for Investigation & Deletion of Multiple Inaccurate Accounts To Whom It May Concern : I am formally disputing multiple accounts that appear on my consumer report which contain significant inaccuracies, unverifiable information, conflicting data, re-aged derogatory information, and reporting violations under the Fair Credit Reporting Act ( FCRA ), Truth in Lending Act ( TILA ), the Privacy Act, and other applicable consumer protection laws. These accounts must be fully investigated and deleted, as the information reported is inaccurate, incomplete, outdated, and can not be verified under the law. SANTANDER CONSUMER USA Account No. : XXXX Balance : {$12000.00} Status : Charged Off / Closed Date Opened : XX/XX/XXXX Last