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Account information incorrect. We ( husband and i ) are filing a complaint against XXXX XXXX XXXX XXXX XXXX Consumer Finance for fraudulent credit reporting and deceptive sales practices. XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX, were added to our credit reports under the category XXXX XXXX XXXX / XXXX Mortgage. This is false and deceptive because no mortgage, deed, or real estate ownership was ever created, signed, or presented to us. We were misled during the sales process, told we could rent out the timeshare, and were later double-billed for multiple tiers of membership. Additionally, a second account was opened without our authorization. We also requested to cancel within recission timeframe and our request was ignored. XXXX is violating : FCRA 602, 605B, 609, 611, 623 FDCPA