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Card opened without my consent or knowledge. I am disputing a Discover Card account that appears on my credit report. The account is listed as opened on XX/XX/year> with a {$500.00} credit limit and currently shows a balance of {$330.00}, with {$280.00} past due as of XX/XX/year>. I did not open or authorize this account. I became aware of it only after reviewing my credit reports. I have disputed this account multiple times with Experian and TransUnion, but each dispute was marked as verified as accurate without providing documentation showing that I am responsible for the account. I have never made a payment on this account, and no recent payment is reflected. Despite my disputes, the account continues to report as open and past due, negatively impacting my credit. I am reque