Credit reporting or other personal consumer reports — EQUIFAX, INC. (NY)

Their investigation did not fix an error on your report. I am filing this complaint against XXXX XXXX XXXX and the credit reporting agencies for continued inaccurate, misleading, and inconsistent reporting of the same account in violation of the Fair Credit Reporting Act ( 15 U.S.C. 1681 ). The XXXX XXXX XXXX account is being reported multiple times with conflicting account types ( auto lease/automobile/lease ), inconsistent remarks regarding dispute status, and inaccurate payment history data. Despite reflecting a zero balance, no past-due amount, and XXXX XXXX left to pay, the account continues to display late payment indicators and varying month counts, which materially misrepresents my creditworthiness. These inconsistencies demonstrate a failure by both the furnisher and the credi