Credit reporting or other personal consumer reports — Portfolio Recovery Associates, LLC (TX)

Their investigation did not fix an error on your report. CFPB FORMAL COMPLAINT & ESCALATION Consumer : XXXX XXXX XXXX XXXX : Portfolio Recovery Associates , LLC ( PRA ) Accounts at Issue : Multiple PRA accounts ( including XXXX XXXX XXXX tradelines ) This complaint concerns systemic misconduct by Portfolio Recovery Associates , LLC ( PRA ) involving simultaneous credit reporting, active litigation, false default representations, and contradictory investigative claims, all without competent documentary proof of ownership or accuracy. Contradictory Positions & Litigation Abuse PRA represents to the CFPB and credit bureaus that it is investigating disputed accounts and has agreed to cease communications, yet at the same time pursues default judgments in Justice Court, assertingfalselythat