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Sued you in a state where you do not live or did not sign for the debt. Date : Saturday, XX/XX/year> Subject : Formal Complaint Against Midland Credit Management , Inc. and XXXX XXXX, XXXX For Violations of the Fair Debt Collection Practices Act ( FDCPA ), Fair Credit Reporting Act ( FCRA ), and Utah Consumer Collection Practices Act * * -- - Dear CFPB, I am filing this complaint against * * Midland Credit Management, Inc.and its law firm XXXXXXXX XXXX XXXX XXXX XXXX for egregious and continued violations of federal and state consumer protection laws in connection with their attempts to collect a disputed debt allegedly owed to XXXX XXXX, XXXX. and sold to Midland. I have sent multiple formal dispute letters and validation requests, beginning XX/XX/year>, and again on XX/XX/XXXX, XX/XX