Loading Scampede…
Account information incorrect. To Whom It May Concern, I am writing to formally dispute the accuracy and continued reporting of hard inquiries, closed accounts, and a charged-off account appearing on my credit report. Under the Fair Credit Reporting Act ( 15 U.S.C. 1681 ), credit reporting agencies are required to report information that is complete, accurate, and verifiable. A charge-off is an accounting action taken by a creditor to classify an account as a loss. However, this designation does not relieve the credit bureau of its obligation to ensure that any information reported thereafter is accurate and legally reportable. I am requesting that you conduct a full investigation pursuant to FCRA 611 and provide written verification of this account, including confirmation that : The