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Attempted to collect wrong amount. A XXXX XXXX account that became delinquent approximately XXXX ( XXXX ) years ago is being inaccurately reported on my credit report saying it opened in XXXX. I have not had an active XXXX account, made payments, or entered into any agreement related to this account in over XXXX years. Despite this, the collection account is being reported as recently updated, which misrepresents the true age of the debt. Under the Fair Credit Reporting Act ( 15 U.S.C. 1681c ), negative accounts may only be reported for XXXX years plus XXXX days from the Date of First Delinquency. Re-aging an account to make it appear recent is unlawful. I disputed this inaccurate reporting and requested documentation establishing the Date of First Delinquency. The company did