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Debt was paid. XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX RE : Formal Dispute of Inaccurate Information Consumer File/Report Number : N/A Account in Dispute : XXXX Reported Account Number : N/A Disputed Amount/Status : {$26000.00} / Charge-Off To Whom It May Concern : This letter is a formal dispute pursuant to my rights under the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681i, and a formal notice under the Fair Debt Collection Practices Act ( FDCPA ), 15 U.S.C. 1692g. I am disputing the following inaccurate, incomplete, and unverifiable information reported by XXXX on my XXXX consumer report, which was most recently pulled on or about [ Date you last checked, e.g., XX/XX/XXXX ]. Specific Items in Dispute : 1. Account