Debt collection — Security Credit Services, LLC (MI)

Attempted to collect wrong amount. I am disputing the accuracy and legal compliance of the collection account listed as : Security Credit Services Balance : {$340.00} This account is being reported in violation of the Fair Credit Reporting Act, specifically 15 U.S.C. 1681s-2 ( a ) ( 5 ). This rebuttal responds to XXXX XXXX and Security Credit Services claim that assignment of the account cures the disputed credit reporting inaccuracies. While the contract may permit assignment of the agreement, contractual assignment does not supersede or negate compliance with the Fair Credit Reporting Act. The response confirms the following : The account was charged off on XX/XX/year> The account was purchased by Security Credit Services on XX/XX/year> However, neither party has identified or d