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Threatened or suggested your credit would be damaged. To Whom it May Concern, I am submitting this formal complaint pursuant to the Fair Credit Reporting Act ( FCRA ), 15 U.S.C 1681 et seq., regarding the continued reporting of TRANSWORLD SYSTEMS account that is CLOSED yet still appearing on my consumer credit reports. TRANSWORLD SYSTEMS is continuing to furnish information on this closed account in a manner that is inaccurate, misleading, incomplete, and not reflective of the accounts current legal status, in violation of federal law. Under FCRA 623 ( a ) ( 1 ) ( A ), a furnisher may not report information it knows or has reasonable cause to believe is inaccurate. Additionally, FCRA 623 ( a ) ( 2 ) requires furnishers to promptly correct or update information so that it is complete and ac