Credit card — Bread Financial Holdings, Inc. (MD)

Problem during payment process. On my credit report, Comenity has reported a 30-day late payment for XX/XX/year>. I dispute this reporting as inaccurate. The payment for that month was made on time, and under the terms of my open-end credit plan, a creditor may not treat a timely payment as late for reporting purposes under 15 U.S.C. 1666b. I requested documentation and verification from Comenity, including : Complete payment history for the account, including dates and amounts of all payments applied Any records supporting the reported late payment Correction of the inaccurate reporting to all credit bureaus Comenity has not provided sufficient documentation to verify the late payment, yet the account continues to appear as delinquent on my credit report. This inaccurate reporting is