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None. Good morning ill be brief as I can my loan was open with XXXX XXXX back XXXX 2024 the requirement 's was bank auto draft on an account I still have. XXXX XXXX drafted my account twice up to XXXX. I have not heard from XXXX XXXX I tried to call them then go up there to pay a bill to my surprise the office was shut down. Move forward the following year world finance contacted me through via phone. the lady I spoke to was very rude at the time and said I owed two months of payments to them with late fees as well I informed her that my account should've been auto drafted as I signed a contract with XXXX XXXX. The lady informed me that all the information when they bought up the accounts from XXXX XXXX did not port over correctly. As well as I never received a phone call or written notice