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Voluntary repossession. I dispute the companys response and assertion that no new evidence has been provided. The attached XXXX text-message screenshots are between my XXXX XXXX XXXX and XXXX, XXXX XXXX XXXX with timestamps, constitute contemporaneous documentary evidence that directly contradicts several of the companys statements and demonstrates misrepresentation, shifting narratives, and post-hoc justification of contractual terms. XXXX Representation Contradicted by Contemporaneous Communications- The company states that XXXX XXXX XXXX initiated but never completed the co-signer application and was therefore never added. However, XXXX XXXX show : A. On XXXX, XX/XX/XXXX, beginning at approximately XXXXXXXX XXXX, dealership staff explicitly discussed running credit, down payment terms,