Debt collection — CCS Financial Services, Inc. (VA)

Debt is not yours. This is an auto insurancerelated account originally associated with XXXX XXXX that is being reported by a third-party collection agency. I timely disputed this account and requested validation through the credit bureaus. Despite this dispute, the collector has continued to report the account without providing documentation establishing the accuracy of the balance, proof of ownership or assignment from the original creditor, or evidence of authorization to collect and report this debt. Reporting has continued while the account remains unvalidated, which I believe is inconsistent with the Fair Debt Collection Practices Act and the Fair Credit Reporting Act.