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Debt was result of identity theft. WESTLAKE FINANCIAL SVC is falsely reporting on my credit. I have never had any accounts with them. Per my research WESTLAKE FINANCIAL SVC is a debt collector. They are falsely reporting on my credit!! Account number is XXXX is falsely reporting to my credit file and is against my rights and fair credit act. Under U.S Code 1618d - Disclosure of investigation consumer report ; you are in violation.