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None. I took a loan from Willowlake Lend and they did not tell me disclose their APR to me. They have continued to take unauthorized payments from my account, I borrowed {$3000.00} and have already paid back over {$5000.00} and they are now telling me their APR is 500 % and that I will owe them {$15000.00} total. That is absurd, they are predatory lenders and are practicing illegal activity. When I was informed this I looked them up and multiple people have reported the same situation.