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None. I took out XXXX separate loans from this company to pay some debts. The XXXX loan was {$1100.00} at 53.25 % APR. Total pay-off was XXXX on XX/XX/XXXX. I made XXXX payments of {$110.00} in XXXX & XXXX XXXX. Took out XXXX loan on XXXX/XXXX/XXXX of {$1200.00} at 28.70 % APR. As part of the selling tactic I was advised the XXXX loans be refinanced at 28.70 % APR at the time of signing. have been making payments on time since XXXX XXXX of {$130.00} a month. Company refuses to send statement balances and refuses to discuss them over the phone or on the internet account I have access to and pay my bill on. the internet web site only shows the payments made, not the outstanding balances nor the total amounts being reduced by paying on time. Company reported to Credit Bureau the largest balan