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None. I submitted a Servicemembers Civil Relief Act ( SCRA ) request to Tower Loan on XX/XX/year> requesting the required interest rate reduction to 6 % for a loan account currently charging 31.71 % APR. The request included notification of XXXX XXXX military service. As of XX/XX/year>, the lender has not adjusted the interest rate or provided confirmation that the loan is being recalculated under SCRA protections. The account continues to show a 31.71 % APR. Under the Servicemembers Civil Relief Act, creditors are required to cap interest at 6 % for qualifying debts incurred prior to XXXX XXXX and must forgive any interest above that rate. I am requesting that the lender immediately review the account, apply the 6 % interest cap retroactively, and refund or credit any excess inter