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None. US Bank is currently suing me and XXXX for breaking a XXXX XXXX XXXX loan contract. I did not know that these were the stipulations, especially the part that in NJ, I required an attorney to represent my XXXX. I was not allowed to represent my company. The contract was signed without allowing me fully understanding of the clauses or get council. XXXX XXXX, US Bank representatives came the seminar I was invited to by XXXX XXXX XXXX XXXX XXXX. The seminar talked about the XXXX system and a special promotion of 6 months of no-payment and free practice materials for the machine as well as free training. The seminar speaker showed how the Medicaid XXXX offices could financially make a profit with this equipment. I applied for financing, very sure that I would be turned down any way like I