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Don't agree with the fees charged. My student loan is currently in an education deferment with Navient, formerly known as XXXX XXXX . I initially took the loan out XXXX for an amount of {$22000.00} and there is currently a balance of {$13000.00} on the account. The loan is an education deferment as I have just completed my XXXX XXXX XXXX in XXXX XXXX at the University XXXX XXXX and am continuing on to complete my XXXX . in XXXX at the University XXXX XXXX . My issue is with my creeping interest rate. Currently, the interest rate on this loan is at 9 % after Navient, again, has increased the rate. They have increased the rate steadily every few months recently, outpacing the LIBOR r ate, which they claim to use as their baseline when I called to inqui