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Account status incorrect. It 's over th e 7 y r statue but they continue to report that I 've made payments then stopped like a few months ago when I have not made any payment since XXXX XXXX then they put someone else 's debt on my report when I ca ll I co ntinue to be told someone will call me back but never does and when I ask for proof of all theses payments there saying I made I get a run around yet on the credit report there stating it was charged off in XXXX when that is not true it was charged off in XXXX this account was opened in XXXX / XXXX / XXXX and should be removed off all my credit reports by now or this year not in 2 m ore yrs t