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None. XXXX XXXX XXXX XXXX XXXX XXXX XXXX . XXXX , TX XXXX Ditech Mortgage Account # XXXX Dispute I am having problems of mismanagement, fraud, and harassment from Ditech Financial LLC in regard to Mortgage Account # XXXX . We used to have our mortgage wit h Ditech Financial, and in XXXX XXXX , we refinanced our mortgage from Ditech to another lender ( initially XXXX XXXX XXXX , which then transferred it to XXXX XXXX ). At the time, we were provided a payoff, which was fully paid, and the refinancing was completed. Soon after that, in XXXX XXXX , Ditech contacted us saying they had done an error in their calculation of the payoff. They had applied {$1800.00} as part of a Federal program to my account in error and they needed me to pay this amount