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Information belongs to someone else. The loan account with XXXX XXXX XXXX does not belong to me it is not my account. This loan account belongs to my ex-husband/signi ficant other. I was never on the loan account. XXXX XXXX from XXXX XXXX XXXX fraudulently added me to the loan account in XX/XX/XXXX - before that I was never on the loan account because I am not a borrower/co-borrower. The account was opened in XXXX as a result of a refinance and my name has never been on the loan account until XXXX XXXX added it in XX/XX/XXXX . This loan account has never been reported on my credit report by the XXXX major credit bureaus since XXXX when it was opened it has only recently started being reported to the credit bureaus ( and on my credit report ) as of