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Investigation took more than 30 days. I have disputed this matter countless times to the credit bureaus, the creditor, this agency, attorney generals, and no one seems understand how to proceed. Experian, XXXX , and XXXX XXXX XXXX ( XXXX ) are all refusing to remove fraudulent information from my credit report after providing verification from XXXX that the tradelines were successfully removed from their report. XXXX and Experian claim they have no authority to remove tradelines, it is at the discretion of the creditor. The creditor, XXXX , is stating it is up to the credit bureau to remove tradelines. Obviously, someone, if not both parties are lying and a full investigation must be conducted on all XXXX entities. I have repeated multiple times and made it very clear