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Received bad information about your loan. For some years, my spousal consolidation loan has been serviced by XXXX ( now XXXX ) XXXX XXXX. The loan was originated in XX/XX/XXXX with XXXX XXXX, then moved to XXXX by either assignment or merger-acquisition. The loan contain very small amounts of sub/unsub Stafford for myself, and large amounts of the same for my then-wife. Somewhere around XX/XX/XXXX/XX/XX/XXXX we filed for, and were approved, the Income Driven Repayment Plan called the Income-Based Repayment. I ( we ) have been on that same plan ever since. In XX/XX/XXXX, on XX/XX/XXXX I received my divorce decree from XXXX XXXX XXXX, formerly House, after me called Reason by married name, now divorced again remarried as XXXX. In XX/XX/XXXX, she was homeless indigent in Colorado and last