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Investigation took more than 30 days. TransUnion has violated the FCRA 30-day-to-respond regulation. The following items in question should be removed from my credit report. This is a serious ongoing issue with them. Any claim to have investigated the issues is false since there has been no contact with me resulting from said investigations. I plan to take legal action but I want to create a paper trail. The items in question are as follows : ACCOUNTS XXXX XXXX not mine XXXX XXXX {$920.00} not mine XXXX XXXX {$1800.00} not mine