Debt collection — Bread Financial Holdings, Inc. (FL)

Didn't receive notice of right to dispute. I've made several attempts to ensure I did not miss my due dates : XXXX/XXXX payment methods does not allow multiple auto payment schedule dates. ThIs company Website only allows one payment schedule per month. This practice leaves customers/consumers open for miss payment and incurring late fee payment. Thus increasing the debt owed and the balance never ending. Calling customer service only credit one late payment fee. I was just recently been able to set up an additional auto payment with my bank 's new-bill pay option. This has caused me to make two monthly payment per month. I want to them to facilitate my & everyone 's payment options like other financial institutions allow. Below is a breakdown & actual bill statement also attached Ple