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None. SYNOPSIS OF COMPLAINT : We believe that Suntrust Mortgage violated Regulation Z, section 226.36 by failing to credit the payment we made on XX/XX/XXXX via their website. Section 226.36 ( c ) requires loan servicers to credit a payment to a consumer 's loan account as of the date it is received. Our records indicate that Suntrust Bank received our payment on XX/XX/XXXX and is confirmed with the following confirmation message XXXX that we received via email on XX/XX/XXXX : " This is your confirmation notification that you have successfully submitted a Make a One-Time Payment request in the amount of {$1400.00} effective XX/XX/XXXX. Please ensure that you have funds available on that date in your account. You must contact Client Services to cancel or stop this draft. '' When we mad