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Their investigation did not fix an error on your report. XXXX XXXX XXXX {$540.00} I challenge the accuracy, compliance and reportability of this listing. There is no contract, no valid claim ... account was settled ... I want it removed. Please validate this information with and provide me with copies of any documentation associated with this account, bearing my signature. In the absence of any such documentation bearing my signature, I formally request that this information be immediately deleted from the credit file you maintain under my Social Security number. You can not collect a debt twice, and XXXX XXXX stated that this is inaccurate, and your records are faulty or needs updated.