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Problem with fees. In re account : XXXX XXXX XXXX XXXX Enclosed you will find two checks : one in the amount of {$92.00} ( the original XXXX XXXX XXXX purchase ) and the other for {$160.00} for fraudulent and usurious charges related to the incompetence of XXXX XXXX XXXX and Synchrony Bank. Under protest, these checks satisfy the unprofessional and incompetent actions of all parties. To review the events leading up to this incredible circumstances : 1. I purchased {$92.00} worth of merchandise at the XXXX XXXX store in XXXX XXXX XXXX OH in XX/XX/XXXX. 2. At checkout, the clerk asked if I would like to have an XXXX XXXX credit card since it would give me a discount on the days purchases. 3. I agreed and the XXXX XXXX clerk filled out the application on her computer. That app