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Difficulty submitting a dispute or getting information about a dispute over the phone. Yes, it involves the three bureaus. It is with fica also. There is a judgement on file against me. I was a holder among others of a credit card of a company that went out of business. The business owed the credit card money. They could not collect from the company because the company went broke. So the credit card company then sued all employees that held a company credit card. Not knowing i could be liable and the others also ignored the credit card company. they file suit against employees of which I was one an got a judgement against me and others for the company debt. XXXX judgement is on my report. If it is going to be there it should show the reason for the judgement which I am still contesting.