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Account information incorrect. Re : Formal Compliant Against XXXX, XXXX, Equifax and XXXX XXXX. To Whom it may Concern : This a formal compliant against the Creditor XXXX, and the three credit bureaus XXXX, Equifax and XXXX XXXX. They all have failed to send a written correspondence within 30 days and violated the FCRA & FDCPA laws. XXXX was sent a certified letter onXX/XX/XXXX19, and it was received on XX/XX/XXXX.19 and signed by a XXXX employee. I have not received a correspondence letter back from them. I sent the next letters to the XXXX, Equifax and XXXX XXXX, to address the inaccurate reporting on on my credit file, but theses bureaus have not sent me back a written correspondence to get a resolution to the issues that are very negative on my credit report. For all three bureaus