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None. Wells Fargo offers various rate discounts to their jumbo loan products by selling a deposit account from {$250000.00} - $ XXXX. Wells Fargo agents are trained by their direct managers to suggest moving the funds to the new account in order to get the discount, and then immediately transferring the funds back after closing ( manipulating the process ) and winning jumbo loan business. I would think this is a fair lending issue. I would love to transfer {$10000.00} to Wells Fargo in order to get XXXX of my {$300000.00} mortgage. Another example of Wells Fargo proving inconsistent service based on redlining