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Information is missing that should be on the report. 1 ) Opted for FREE credit monitoring services after information BREACH ; 2 ) Received email notification XX/XX/2019, my FICO Score had " decreased '' although I've not incurred NO new negative accounts or credit in last three years! 3 ) When followed link found ONLY NEGATIVE ACCTS REPORTED ; 4 ) UNABLE to upload CURRENT bank accounts information ; 5 ) OR LINK BANK ACCTS WITH DIRECT BILL! accounts : CAR, RENT, UTILITIES!!! ; 6 ) ALL EXCELLENT PAY HISTORY ; 7 ) FALSE REPORTING=INADEQUATE information=bringing MY SCORES DOWN! 8 ) CUSTOMER SERVICE PHONE IS FRAUDULENT! UNABLE TO EVER REACH A HUMAN BEING! Challenge anyone to do so!